Before the feature lands, nothing is certain
Decide before the first spin that the Gold Fever bonus round may not come at all. It starts only after a base spin collects 114 winning symbols, and no one can say in advance when that count will be reached. The result of one session is random, whatever the RTP shows.
Check the game rules before you stake, because the RTP version Extreme Casino runs for Gems Bonanza is shown only there. Read the rules, not a table, to see which version this lobby runs. Then decide whether that return suits how much you plan to stake.
Accept before you raise your bet that the maximum win is a ceiling reached very rarely. The top figure in the table is the ceiling, not a target for any session, so bet only what you can lose.